Your Mind’s Balance Shapes Your Life’s Brilliance.
~ Dr. Rati Chandra
PhD, MBE, Banking Professional | Emotional Well-Being Coach | Author | Educator & Researcher | Business Consultant | Leadership Coach | Holistic Healer
Meet Dr. Rati Chandra
Banking Professional | Emotional Well-Being Coach | Author | Educator & Researcher | Business Consultant | Leadership Coach | Holistic Healer
With over 23 years of experience spanning banking, academia, and emotional well-being coaching, Dr. Rati Chandra brings a unique blend of financial expertise, research-driven insights, and holistic healing practices to support individuals from all walks of life.
Her career began in the corporate world, where she honed her skills in client experience, financial management, and service excellence while working at HDFC Bank and ABN AMRO. However, driven by a deep passion for learning and guiding others, she transitioned into academia, earning a PhD in Business Economics and teaching at Symbiosis, Sri Balaji Pune University, and Savitribai Phule Pune University.
Beyond teaching, Dr. Chandra has made significant contributions to research, with several published papers in reputed journals. Her book, Prospects and Pitfalls of Health Insurance in India, delves into the complexities of health insurance, offering critical insights into economic policies and their societal impact.
Today, as an Emotional Well-Being Coach, she empowers individuals to navigate emotional struggles—whether it’s teenagers overwhelmed by academic pressure, parents raising children with special needs, professionals dealing with workplace stress, or individuals coping with personal loss.


My Mission
Empower the mind, heal the soul, embrace the journey.
- Wisdom Meets Well-being
Integrating modern economics, psychology, and ancient healing traditions.
- Compassionate Coaching
Supporting individuals through stress, grief, and personal growth.
- Practical & Spiritual
Tools for real-world resilience and deep emotional healing.
My Approach
A Unique Blend of Expertise
Emotional Well Being
Deep insights into human emotions and behavior.
Economic Principles
Practical strategies for decision-making and stability.
Holistic Healing
Chakra healing, mindfulness, and gratitude practices.
Services
Find Strength in Every Season of Life
The journey of life unfolds in seasons, each offering its own strength, wisdom, and resilience. Let’s embrace every moment with courage and purpose.
Emotional Well-Being Coaching
Find the clarity, confidence, and calm you need to thrive in every aspect of life.
Coaching for Teens (12-18 Years)
Guiding teens to build resilience, self-belief, and a strong mindset for the future.
Coaching for Parents of Children with Special Needs
Support, strategies, and strength for parents navigating a unique journey.
Better Boss-Employee Relationships & Work-Life Balance workshop
Build trust, reduce workplace stress, and create a culture of collaboration and well-being.
Chakra Healing & Holistic Well-Being
Align mind, body, and energy to restore balance and inner peace.
My Publications
The book delves into the complexities of the country’s healthcare system, exploring the opportunities and challenges that shape insurance policies and their impact on the population.


Ready to Begin?
Take Control of Your Emotional Well-Being
Connect with Dr. Rati Chandra today and begin your journey toward greater emotional stability, confidence, and empowerment.